With us the right rate meets the right place
Rates change every day – and the right one for you depends on your location, finances, and other details.
Get your FREE custom rate check now.
With us the right rate meets the right place
Rates change every day - and the right one for you depends on your location, finances, and other details. Get your FREE custom rate check now.
Find your rate in 30 secondsLoans funded
Homeowners
Who are we?
Empowering lives through accessible home ownership
Arrive Realty & Finance, Inc. was founded on the simple but radical idea that every person should have the opportunity to own a home. It is our mission to give everyone the ability to create equity in themselves and relish in the benefits of home ownership.
Our partner banks
What we provide?
Discover the key services we offer to help you achieve homeownership with ease and confidence.
Purchase
Find and finance your dream home with ease. Our team guides you from search to closing, making the process simple and stress-free.
Cash-out
Unlock the equity in your home with a larger loan and get cash for renovations, debt payoff, or major expenses.
Refinance
Lower your rate, cut monthly payments, or change loan terms. We’ll match you with the refinancing program that works best for you.
Our simple loan process
Strategy call
Meet with our experts to discuss your goals, budget, and the best path to homeownership.
Pre-approval
We’ll review your finances and give you a pre-approval letter so you can shop with confidence.
Choosing your property
Explore homes within your budget, guided by our realty team every step of the way.
Loan processing
We handle the paperwork, verify your info, and order any required appraisals or reports.
Underwriting
Our underwriters review your file to ensure everything meets lending requirements.
Closing the deal
Sign the final documents, receive your keys, and step into your new home.
Get closer to your own home
Fill out the quick form below and take the first step toward owning a home you love. Fast, simple, and just a click away.
Mortgage loan calculator
Don’t guess your payment – calculate it now and get a complete cost breakdown.
Today's mortgage rates
30 - year Fixed Term
4.850
% RATE
APR: 4.95%
15 - year Fixed Term
4.700
% RATE
APR: 4.95%
Testimonials
Clients highlight trust, satisfaction, and results.
Frequently asked questions
We start with a quick strategy call to understand your needs, then help you get pre-approved so you know your budget. From there, you shop for a home, we process and underwrite your loan, and finally – you close and get your keys.
Typically, you’ll need:
- Proof of income (pay stubs, tax returns, or bank statements)
- Employment verification
- Credit history
- Photo ID
- Details of your assets and debts
Our team will give you a clear checklist tailored to your situation.
Absolutely. We offer programs and guidance specifically for first-time buyers, including low down payment options, grants, and step-by-step support through the process.
Start with our free online rate calculator or request a pre-approval. We’ll review your income, credit score, and debts to give you an accurate picture of your budget.
Refinancing: Replaces your existing loan with a new one, often to get a lower interest rate or better terms.
Cash-out refinance: Lets you replace your current loan with a new one for more than you owe, and take the difference in cash – often used for renovations or debt consolidation.
On average, 30 – 45 days from application to closing. Timelines can vary based on your loan type, documentation, and the home buying process.
Don’t just dream it - own it
We combine realty and financing under one roof, making your home search faster, easier, and stress-free.
Apply now